I was born in and have lived for most of my life in England, renowned for its terrible weather. In the words of Cousin Avi from the film snatch:
"Yes, London. You know - fish, chips, cuppa tea, bad food, worse weather, Mary ****ing Poppins...London!"
As a result of this I am used to cold weather. In fact, I have something of a reputation for not being too badly affected by weather (although I personally believe that I just go on about it less and feel it just the same).
And yet, I am bloody COLD!!!!
I am wearing socks AND slippers, trousers and t-shirt and dressing gown, the heating is on, and yet my hands are almost too cold to type and my feet feel like theyre about to fall off. It snowed on Monday, and although you can still see the snow on the ground, it has been too cold to snow since. Aaargh.
Anyway, related but different, I have a theory. People always go to me "well, you're alright - you've got insulation!". Often accompanying this remark is a poke in the larger-than-average belly. However, I believe that although fatter people are at least risk of suffering serious damage as a result of cold, we feel colder. This is because we have a greater surface area of skin through which we can lose heat, and we feel cold because our skin is cold.
torinraven